How we work
How we work

How we work

Identifying the life cycle position of your business will allow us to narrow down the available choices by reviewing the lenders criteria.

We have access to hundreds of finance providers and we match them to what YOU are looking to do.

Our aim is to provide a cost-effective solution for your circumstances this means that the providers are accessed on a tiering system from One to Three.

How to get the best tier achievable and guidance can be provided on an ongoing basis to improve your chance of future requirements being further up the scale.

There are some differences in cost within the Tiers as banks and finance house price themselves to do more business we can let you know of any developments here.

Tier One

This is where most applicants want to be as the costs are the best but may mean you are restricted on what can be taken in terms of amount. This is for the firms that have the best credit positions.

Tier Two

Rates are a little higher here as this is a space where the lenders are more flexible and this comes with an additional cost to administer. This means the lender may provide more or cover a purpose they do not provide funding for in the top tier. They still like good credit records but are more likely to overlook slight issues.

Tier Three

This is the most expensive space due to the unavailability of products in the upper tiers or the business has credit issues like missed payments or CCJ’s that are preventing them obtain the finance they need. It is better to have this as an option as without this plans and projects may not continue.

The third tier can be used as a stepping stone to still activate plans and allow them to progress and look to move up the tiers further down the line when there has been a demonstrable payment plan proven by the facility drawn down now.


We try our best to present a couple of options for you to decide which one will be best so you really are able make an informed decision on the most appropriate way to go.

Feel free to get in touch to discuss how this relates to your specific circumstances and how we can help point you in the right direction! Call us on 01978 598611

Our advice is free so whatever your requirement please get in touch and the next step is for us to have an informal and confidential discussion without obligation

© BROOKE LEE JAMES All rights reserved | DATA PROTECTION POLICY | SITEMAP | POWERED BY: BAABAA DESIGN

© BROOKE LEE JAMES All rights reserved | DATA PROTECTION POLICY
SITEMAP | POWERED BY: BAABAA DESIGN

© BROOKE LEE JAMES
All rights reserved
DATA PROTECTION POLICY
SITEMAP
POWERED BY: BAABAA DESIGN